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Our Products

Loan Solutions for Every Need

Competitive rates, minimal paperwork, and lightning-fast disbursal across all loan categories.

💳
Personal Loan
Instant funds for any personal need — travel, medical, wedding, or debt consolidation.
From 10.5% p.a. | Up to ₹40L
Apply Now →
🏢
Business Loan
Fuel your business growth with flexible working capital and term loan solutions.
From 11% p.a. | Up to ₹2Cr
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🏠
Home Loan
Make your dream home a reality with our affordable, long-tenure home loan options.
From 8.5% p.a. | Up to ₹5Cr
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🏗️
Loan Against Property
Unlock the value of your property for business or personal financial requirements.
From 9% p.a. | Up to ₹10Cr
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📈
Loan Against Securities
Leverage your stocks, mutual funds, and bonds without liquidating your portfolio.
From 9.5% p.a. | Up to 80% of value
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⚙️
Working Capital Loans
Keep your business operations running smoothly with flexible short-term credit.
From 11.5% p.a. | Overdraft facility
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Investments

Grow Wealth with Mutual Funds

Start your SIP with as little as ₹500/month. Expert-curated funds for every risk profile.

📊
Equity Mutual Funds
High Risk
12–18%
5Y Avg Returns
🛡️
Debt Mutual Funds
Low Risk
6–8%
5Y Avg Returns
⚖️
Hybrid Funds
Moderate Risk
9–12%
5Y Avg Returns
💰
ELSS (Tax Saving)
High Risk
Save ₹46,800
Tax benefit u/s 80C
📉
Index Funds
Moderate Risk
10–13%
5Y Avg Returns
💧
Liquid Funds
Very Low Risk
5–6%
Better than savings
Explore All Funds →
Financial Tools

Plan Smarter with Our Calculators

🧮 EMI Calculator

₹50K₹50L
6%24%
6 mo360 mo
Monthly EMI
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Total Amount
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📈 SIP Calculator

₹500₹1L
5%25%
1 yr30 yr
Total Invested
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Est. Returns
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Future Value
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All Financial Calculators →
Testimonials

What Our Customers Say

★★★★★

"Got my personal loan approved in just 4 hours! The process was completely digital and the team was very helpful. Highly recommend FinWise to everyone."

Rahul Sharma
Software Engineer, Bangalore
★★★★★

"Started my SIP through FinWise 3 years ago. The returns have been exceptional and their advisors are always available for guidance. My portfolio has doubled!"

Priya Mehta
CA & Entrepreneur, Mumbai
★★★★★

"FinWise helped me secure a business loan when other banks rejected my application. They understood my business model and got me approved within a week."

Arjun Reddy
Restaurant Owner, Hyderabad
FAQ

Frequently Asked Questions

We typically require a minimum CIBIL score of 700 for personal loans. However, we also consider your income, employment stability, and overall financial profile when making lending decisions.
For personal loans, disbursal happens within 24-48 hours of document verification. Home loans and business loans may take 5-7 working days due to property/business verification requirements.
For floating rate loans, there is NO prepayment penalty as per RBI guidelines. For fixed rate loans, a nominal prepayment fee of 2-3% may apply after 6 months of loan servicing.
You can start your SIP journey with as little as ₹500 per month. We offer SIP options starting from ₹500, with no upper limit. You can increase, decrease, or pause your SIP anytime.
Absolutely. FinWise is SEBI-registered and AMFI-certified. All transactions are protected with 256-bit SSL encryption. Your investments are held in your own demat/folio account and are completely safe.
Finance Tips

Latest from Our Blog

💡
Personal Finance
10 Smart Ways to Improve Your CIBIL Score in 2026
March 10, 2026
📊
Mutual Funds
SIP vs Lump Sum: Which Investment Strategy Wins in 2026?
March 5, 2026
🏠
Home Loan
Should You Prepay Your Home Loan or Invest the Surplus?
Feb 28, 2026
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